Tuesday, December 18, 2012

A Research Report On Banking Sector -By Amit Jain

An excellent research report on Banking sector has been prepared  by Learned Sri Amit Jain and Presented by reputed banking website named as www.allbankingsolutions.com. I submit here under the link of the same report for your convenience and knowledge enrichment. I hope you will go through the same slowly but seriously.

This research has made an excellent effort to explain and enlighten why public sector banks have failed to perform as private banks have .All other factors remaining the same if private banks can perform far better than 100 year old public sector banks and if private bankers can maintain asset quality in good condition , why public sector banks can't do the same or perform better enjoying  all privileged treatment from Government of India and Public sector undertakings?

Now You have to say how far politicians are responsible and how far officials of public sector banks themselves are  responsible for current mess in PSBs.

Now you have to say whether bad HR polices are responsible or bad execution of good policies by top ranked bankers are responsible for current sickness and growing volume of bad assets in these state run banks?

Now you have to say whether liberalized policies and greater freedom given to banks have caused current sickness and whether health of these state run banks was better before 1991?

Now you have to say whether entry of private banks have damaged the health of these state run banks and entry of foreign banks after passing of current banking amendment bill will add fuel to fire ?

http://www.allbankingsolutions.com/Articles/Articles-AJ-Banking-Sector.htm

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