Crisis-struck UBI finds support from bank unions-Business Standard
Unions say UBI is only PSB with 88% govt share holding and so deposits are safe
At a time when Kolkata based PSU bank United Bank of India is in the middle of a crisis, it has found support from the tradeunions of banks in the country
"We are absolutely confident that employees will rise to the occasion and work shoulder to shoulder to bring back the glory of our beloved institution," the unions said today in a statement. The unions part of the joint statement include UBIEU,UBIOEA,UBISKS,UBIEC,UBIOC UBIEA, UBOA.
According to the statement issued by the unions UBI is the only bank among the public sector banks where the Government of India's share holding is 88%.. "So, the customers' deposits kept with the bank are absolutely safe and there is no scope for any panic or confusion for the depositors," the statement added.
The bank has been headless after Archana Bhargava opted to resign. Bhargava, who became the chairperson and managing director of UBI in April 2013, opted to resign within 10 months of taking charge. The official reason cited was ill-health, even though talks of mismanagement and growing rift with senior executives were getting wider.
The unions pointed out that UBI's low cost deposit (CASA) is one of the best in the industry and the quantum of bulk deposits is being constantly shaded to reduce the cost of deposit. There is no problem as to augmentation of business as usual. The state-run lender had closed the previous financial year (FY13) with a Casa ratio of 39.7% - third best among PSB's after State Bank of India (SBI) and Bank of Maharashtra. The strong base of low-cost Casa deposits allowed the bank to offer loans at relatively lower rates than its peers. UBI's average lending rates were below domestic lending rates of Punjab National Bank (PNB), Bank of Baroda and Bank of India.
"The objective of the Bank is to restrict fresh slippage of NPAwhich will put our bank back on the track of profit, while recoveries will add further strength to our earnings,"the statement added.
Till the appointment of new chairman , the two executive directors-Deepak Narang and Sanjay Arya-are in charge of the bank.
यूनाइटेड बैंक में नियमों को ताक पर रख होता था काम-12.03.2014
जागरण ब्यूरो, नई दिल्ली। बेतहाशा फंसे कर्ज (एनपीए) की वजह से सरकारी बैंक यूनाइटेड बैंक ऑफ इंडिया के सामने अस्तित्व का संकट पैदा हो गया है। मगर बैंक को इस मोड़ पर लाने में इसका शीर्ष प्रबंधन ही जिम्मेदार है। महीनों तक न सिर्फ बैंक के एनपीए को दबा कर रखा गया, बल्कि कर्ज बांटने में भी जिस तरह की लापरवाही दिखाई गई, वह भी अपने आप में कई सवाल खड़े करता है।्र
वित्त मंत्रालय ने यूनाइटेड बैंक की स्थिति पर जो रिपोर्ट तैयार करवाई है, उससे साफ है कि बड़े बैंक कर्ज आवंटन में किस तरह का गड़बड़झाला कर रहे हैं। अक्टूबर-दिसंबर 2013 में यूनाइटेड बैंक के फंसे कर्ज में 188 फीसद की तेज बढ़ोतरी हुई थी। इससे बैंक को 1,238 करोड़ रुपये का घाटा हुआ था। तब रिजर्व बैंक और वित्त मंत्रालय सक्रिय हुए थे।
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